Comprehensive Disability Insurance Contracts

You have worked too hard not to protect your ability to earn a living. Disability insurance is a complex topic.  While this coverage can be purchased almost anywhere today, working with specialists who have the knowledge and experience to understand these complex contracts is key to protecting your financial future.

We will educate you on key topics, such as:

• Own-occupation, or specialty specific language.
• The importance of non-cancelable and guaranteed renewable contracts.
• The various riders available and what they mean.
• Discounts available to you through your medical training program, or employer.
• Understanding guarantee-to-issue contracts that may be available to you.
• And let’s not forget…. What you need to know at claim time.

Our firm will partner with you to support you throughout your career. Whether you are looking to obtain your first disability insurance policy, service your existing contract to meet your rising income, or think you may have a claim, we are here to help you. Together, our firm has over 40 years of proven experience to provide you with professional support whenever you need it.